DON’T MISS TODAY’S ASK THE WIZ RADIO BROADCAST!!!

Today’s (Tuesday, February 21, 2012), ASK THE WIZ radio broadcast from 2-4pm (EST) on WIGO 1570AM you don’t want to miss!!! Tune in on your radio or listen “LIVE” via the internet anywhere in the world at: www.wigoam.com .

“THE WIZ” will be presenting vital information pertaining to the following economic topics:

During the 1^st hour of ASK THE WIZ

* DOMESTIC STOCK MARKET ANALYSIS

* “THE WIZ” WILL GIVE “LIVE” ON THE AIR SELL TO CLOSE COORDINATES ON POSITIONS THAT ARE CURRENTLY (Tuesday, February 21, 2012) GENERATING 42% - 131%+ PROFIT(s) FOR THE ASK THE WIZ WEALTH INSTITUTE INVESTMENT PORTFOLIO.

* “THE WIZ” WILL LIST AND ANALYZE 3 (three) – 5 (five)RECENT MEGA PLAYS MADE BY MEGA PLAYERS. THESE POSITIONS ARE PRIME TARGETS FOR PROFITS VIA THE UTILIZATION OF OUR ATWWI “FLEA/ELEPHANT” STRATEGY.

* “THE WIZ” WILL EXPLAIN WHY TRADERS/INVESTORS GET UNUSUALLY NERVOUS 4 (four) TIMES A YEAR.

DURING THE 2^ND HOUR OF ASK THE WIZ

* INTERNATIONAL STOCK MARKET ANALYSIS

* “THE WIZ” WILL LIST AND ANALYZE 11 (eleven) “MAJOR” COMPANIES THAT PAY HEFTY DIVIDENDS. THESE POSITIONS ARE PRIME TARGETS FOR PROFITS VIA THE UTILIZATION OF OUR ATWWI “TRIFECTA” (ER/DIVIDEND/OPTION) STRATEGY.

We think you will agree, you need to tune in to today’s (Tuesday, February 21, 2012) radio broadcast!!! Like always “THE WIZ” continues to be adamant about providing the community with vital information people need to finance and maintain their economic liberation.

REMEMBER: THERE AIN’T NOTHING “FREE” ABOUT FREEDOM!!! YOU MUST PUT YOUR MONEY TO WORK FOR YOU, NO MATTER WHAT THE AMOUNT {$1 or $100,000.00}, 24-7/365 DAYS A YEAR GENERATING REVENUE AND INCOME…

Don’t miss today’s broadcast of ASK THE WIZ from 2-4pm (EST) on WIGO 1570AM or listen “LIVE” via the internet anywhere in the world at: www.wigoam.com .

NOTE: REBROADCASTS OF ALL ASK THE WIZ RADIO PROGRAMS ARE AVAILABLE ON DEMAND AT OUR WEBSITE: www.askthewiz.info .

Thank you for allowing us to be your COMMUNITY SERVANTS!!!

Customer Service Department,

ASK THE WIZ, INC.

ASK THE WIZ WEALTH INSTITUTE, INC.

Greetings ATW/ATWWI Friends and Family,

Please be advised that the ATW/ATWWI Trading Room and U.S. Market is CLOSED, today, Monday, February 20, 2012 in observance of the President's Day holiday.

If your have additional questions or concerns please contact Customer Service at 404-523-9177 or email This e-mail address is being protected from spambots. You need JavaScript enabled to view it .

Peace and Blessings,

Customer Service

ASK THE WIZ, INC.

ASK THE WIZ WEALTH INSTITUTE, INC.

5 Traders/Investors (PLAYERS) That Move The Markets

There are people in every industry that have so much of an effect on it, it seems unfair. Golf has Tiger Woods, politics have the President of the United States, and the investing world has these players.

1. Warren Buffett

Warren Buffett has the distinction of the having celebrity status both in and out of the investing world. Of all of the leading voices in the market, Buffett is the largest, although his voice is rarely heard. Buffett is the CEO of Berkshire Hathaway, a $184+ billion company that owns controlling interests in companies like Geico, Netjets and many others. He is the third wealthiest person in the world and has made his empire from being possibly the most successful value investor in history. He is a strict advocate of the buy and hold investing model.

During the peak of the Great Recession of 2009, Buffet wrote an opened article in the New York Times. It was hailed as a vote of confidence in an economy that was faltering. When Buffett speaks, the market listens, and it is easy to see simply by watching Wall Street's as well as the news media's reaction to all of his words.

2. Carl Icahn

Corporate raiders find companies that they perceived to be undervalued and purchase a controlling interest(s) in the company, often allowing them to gain control of a certain number of board seats. With those board seats the corporate raider is able to make changes to the company which increases their value.

Carl Icahn may be one of the best known modern day corporate raiders. Some of his most famous attempts at taking control of companies include his battles with Trans World Airlines, Yahoo! And, Time Warner. Recently, Haines Celestial Group, maker of organic foods and one of Mr. Icahn's holdings, announced a better-than-expected quarter, allowing Icahn to profit $124 million - a 100% gain in just one year.

3. Bill Gross

Known as the bond king, Bill Gross is the founder and chief investing officer of PIMCO, a global investing firm focused primarily on bond investing. He manages the $235 billion PIMCO Total Return Fund, a fund mostly invested in bonds. He was referred to by the New York Times as the nation's most prominent bond investor.

Mr. Gross is vocal about his views of world monetary policy and the investing community listens. Over the years he has made some legendary calls including his past 2011 warning to investors to steer clear of treasuries because of their negative return when accounting for inflation. If history is a guide, even the largest institutional investors will listen very closely to this warning.

4. Dennis Gartman

Dennis Gartman is best known for his daily newsletter, The Gartman Letter. Each day at 2:30AM he wakes up to write his four page publication for delivery to all subscribers no later than 6:00AM. This newsletter is read by institutional investors all over the world because it contains commentary on the world markets. Of particular interest is his commentary on currency and commodities trading. If you're looking for one of the best informed predictions on the gold market, Dennis Gartman may be your reference trader of choice.

Not only is he a commentator, he is also a trader himself. His 22 rules of trading are a must read for all traders. One of his rules is to understand mass psychology more than economics because markets are more based on human emotion more than economic factors.

5. The Computer

It may seem odd that the computer is a market mover but the effect of the computer on the modern day trading market is staggering. Computers now account for more than 80% of all daily trading volume. To put that in to perspective, for every two trades made by a human, eight trades are done by computer and those eight trades could have taken place in under one second.

Because of this, a new question must be asked by the modern day trader/investor: What would the computer do? Many argue that looking at the characteristics of a company are no longer as important as studying the company's chart. Understanding volume and support levels may now be as important as knowing what a company does and what new products are in the pipeline.

One thing is certain: The computer is just as important as the large volume hedge fund and mutual fund traders.

The Bottom Line

Whether the market is rigged or not will remain a question asked by traders/investors for many more generations but it is certain that these influential traders/investors have a profound effect on the movement of the global markets. You may be wise to keep an eye on their movements and their associative market predictions and continue to ….

“PLAY THE PLAYER(s) and not the PLAY(s)!!!”

PEACE and BLESSINGS,

Kenneth Reaves, Ph.D.

Chief Investment Strategist

ASK THE WIZ WEALTH INSTITUTE, INC.

Ask The Wiz Wealth Institute Class (Saturday, February 18, 2012)

We look forward to seeing you, TODAY, (Saturday, February 18, 2012), at the next ASK THE WIZ WEALTH INSTITUTE class/session(s) at HILLSIDE PRESBYTERIAN CHURCH.

CLASS/SESSION(s) SCHEDULE

*Tier I: BEGINNER TRADERS/INVESTORS

Time: 10:00am to 11:45pm (Eastern Standard Time)

*Tier II: SEASONED TRADERS/INVESTORS

Time: 12pm to 2:30pm (Eastern Standard Time)

*Location: HILLSIDE PRESBYTERIAN CHURCH

1879 COLUMBIA DRIVE

DECATUR, GEORGIA 30032

If you have any questions and/or need additional information please contact our office at (404) 523-9177.

NOTE: If able, please bring a calculator and the Saturday edition of the Wall Street Journal to class.  Also be sure to download all documents/reference materials PRIOR to class.

REMEMBER: If you are unable to attend, all ASK THE WIZ WEALTH INSTITUTE classes/sessions are broadcast “LIVE” on "WIZ TV". Subsequent to all "LIVE" broadcasts, the ASK THE WIZ WEALTH INSTITUTE class/sessions are archived and made available ON DEMAND via "WIZ TV".

PEACE and BLESSINGS be upon you and your loved ones...

Customer Service,

ASK THE WIZ, INC.

ASK THE WIZ WEALTH INSTITUTE, INC.

4 Theories About  Ways and Means of “Predicting” Market Trends

There are two prices that are critical for any traders/investor to know: the current price of the investment he or she owns, or plans to own, and its future selling price. Despite this, traders/investors are constantly reviewing past pricing history and using it to influence their future investment decisions. Some traders/investors won't buy a stock or index that has risen too sharply, because they assume that it's due for a correction, while other traders/investors avoid a falling stock, because they fear that it will continue to deteriorate.

Does academic evidence support these types of predictions, based on recent pricing? Let’s look at four different views of the market and learn more about the associated academic research that supports each view. The conclusions will help you better understand how the market functions, and perhaps eliminate some of your own biases.

Momentum

"Don't fight the tape." This widely quoted piece of stock market wisdom warns traders/investors not to get in the way of market trends. The assumption is that the best bet about market movements is that they will continue in the same direction. This concept has its roots in behavioral finance. With so many stocks to choose from, why would investors keep their money in a stock that's falling, as opposed to one that's climbing? It's classic fear and greed.

Studies have found that mutual fund inflows are positively correlated with market returns. Momentum plays a part in the decision to invest and when more people invest, the market goes up, encouraging even more people to buy. It's a positive feedback loop.

Market Overreact?" stocks that have performed well in the past three to five years are more likely to underperform the market in the next three to five years and vice versa. This suggests that something else is going on: mean reversion.

Mean Reversion

Experienced  investors who have seen many market ups and downs, often take the view that the market will even out, over time. Historically high market prices often discourage these investors from investing, while historically low prices may represent an opportunity.

The tendency of a variable, such as a stock price, to converge on an average value over time is called mean reversion.

The phenomenon has been found in several economic indicators, including exchange rates, gross domestic product (GDP) growth, interest rates and unemployment. Mean reversion may also be responsible for business cycles.

The research is still inconclusive about whether stock prices revert to the mean.

A serious obstacle in detecting mean reversion is the absence of reliable long-term series, especially because mean-reversion, if it exists, is thought to be slow and can only be picked up over long horizons.

Given that academia has access to at least 80 years of stock market research, this suggests that if the market does have a tendency to mean revert, it is a phenomenon that happens slowly and almost imperceptibly, over many years or even decades.

Martingales

Another possibility is that past returns just don't matter.  Market returns studies have found that past pricing trends had no effect on future prices and reasons that in an efficient market, there should be no such effect. Thus the conclusion is infered that market prices are martingales.

A martingale is a mathematical series in which the best prediction for the next number is the current number.

The concept is used in probability theory, to estimate the results of random motion. For example, suppose that you have $50 and bet it all on a coin toss. How much money will you have after the toss? You may have $100 or you may have $0 after the toss, but statistically the best prediction is $50; your original starting position. The prediction of your fortunes after the toss is a martingale.

In stock option pricing, stock market returns could be assumed to be martingales. According to this theory, the valuation of the option does not depend on the past pricing trend, or on any estimate of future price trends. The current/last price and the estimated volatility/volume are the only stock-specific inputs.

A martingale in which the next number is more likely to be higher, is known as a sub-martingale. In popular literature, this motion is known as a random walk with upward drift. This description is consistent with the more than 80 years of stock market pricing history. Despite many short-term reversals, the overall trend has been consistently higher.

If stock returns are essentially random, the best prediction for tomorrow's market price is simply today's price, plus a very small increase. Rather than focusing on past trends and looking for possible momentum or mean reversion, traders/ investors should instead concentrate on managing the risk inherent in their volatile investments.

The Search for Value

Value investors purchase stock cheaply and expect to be rewarded later. Their hope is that an inefficient market has underpriced the stock, but that the price will adjust over time. The question is does this happen and why would an inefficient market make this adjustment?

Research suggests that this mispricing and readjustment consistently happens, although it presents very little evidence for why it happens.

There is a theory known as the three-factor model to explain stock market prices. According to this theory, the most significant factor in explaining future price returns was valuation, as measured by the price-to-book ratio. Stocks with low price-to-book ratios delivered significantly better returns than other stocks. Valuation ratios tend to move in the same direction.

However, studies have not explained why the market is consistently mispricing these "value" stocks and then adjusting later. The only conclusion that could be drawn is that these stocks have extra risk, for which investors demand additional compensation.

Price is the driver of the valuation ratios, therefore, thus research does support the idea of a mean-reverting stock market. As prices climb, the valuation ratios get higher and, as a result, future predicted returns are lower. However, the market P/E ratio has fluctuated widely over time and has never been a consistent buy or sell signal.

The Bottom Line

Even after decades of study by the brightest minds in economics , there are no solid answers. The only conclusion that can be drawn is that there may be some momentum effects, in the short term, and a weak mean reversion effect, in the long term.

The current price is a key component of valuation ratios such as P/B and P/E, that have been shown to have some predictive power on the future returns of a stock. However, these ratios should not be viewed as specific buy and sell signals, just factors that have been shown to play a role in increasing or reducing the expected long-term return.

At the end of the day and when all else fails, if your goal is to get P.A.I.D….

PLAY THE PLAYERS AND NOT THE PLAY(s)

PEACE and BLESSINGS,

Kenneth Reaves, Ph.D.

Chief Investment Strategist

ASK THE WIZ WEALTH INSTITUTE, INC.